🛒 dashboard symbol car with tire tracks

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• Insurance coverage for inpatient psychiatric care varies widely depending on the type of insurance policy. Health maintenance organizations (HMOs) often have strict requirements for hospitalization, including prior authorization from a primary care physician or a specialist. Preferred provider organizations (PPOs) typically offer more flexibility but may have higher out-of-pocket costs. Exclusive provider organizations (EPOs) limit coverage to a network of healthcare providers, which can include psychiatric hospitals. Understanding the specific terms of your policy is crucial to ensure that you receive the necessary care without unexpected financial burdens.

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